Monday, 10 September 2018

Investment Analyst at Lidya Nigeria

Lidya is building the financial services platform of the future for Africans worldwide. We use mobile-first technology, fantastic customer experience and proprietary credit scoring algorithms to help African businesses and individuals open an account online in 15 minutes, manage funds, and access credit needed to grow their businesses and plan their futures.Investment Analyst at Lidya Nigeria

Job Title: Investment Analyst

Location: Lagos

Job Description

The Investment Analyst position is responsible for acquiring & managing clients and assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses. You will work closely with the Senior Management team and be fully responsible for:

  1. Customer Acquisition: Qualification, education, closing and launching relationships with clients across relevant sectors including but not limited to Companies in the eCommerce, Consumer Goods, Healthcare and Financial Services industries.
  2. Loan Portfolio Growth. Support the evaluation, authorization and approval of loans given to customers including, ensuring that credit appraisals and documentations are completed properly.
Desired Qualifications

  • 1 to 3 years+ of experience (preferably commercial) working with an Investment Bank, Commercial Bank, Management Consulting Firm or in a Business Development Role.
  • Working knowledge of the entire underwriting process from loan application to funds disbursement and collections.
  • Bachelor's degree in finance, accounting, statistics, mathematics, engineering, investments or a related business discipline (MBA, CPA, or CFA is a plus).
  • Demonstrated experience with managing day to day aspects of client relationships and projects including considerable experience with customer negotiations.
Key tasks and responsibilities will include but will not be limited to:

  • Managing existing client engagements. Managing and closing current deals with clients, corporate partners, funding partners, and acquiring new business for Lidya, in particular with Enterprise clients.
  • Authentication of documentation presented for all credit applications and ensuring they meet KYC, loan assessment and any other documentation as required by the Lidya and by the regulators.
  • Appraisal of customer loan applications and approval or rejection of applications within agreed timelines and loan limits.
  • Design and implement process for recollection of disbursed loans including recovery of items pledged as security on delinquent loans.
  • Managing and assisting in the preparation of financial models and client marketing presentations.
Skillset
  • Outstanding customer engagement skills and a passion for creating an extraordinary customer experience regardless of the final credit decision.
  • Strong analytical skills including the ability to read and assess both individual and company financial statements – profitability, cash flow and debt service capacity analysis + projections.
  • Ability to properly identify the key credit risks, and reach a prompt and well thought out credit decision.
Our offer!

  • Competitive salary, workplace benefits and eligibility for equity in Lidya.
  • Become part of a highly professional and dynamic team.
  • An unparalleled personal and professional growth as our longer-term objective is to train the next generation of leaders for country-changing ventures.
How to apply
Interested candidates should;
Click here to apply

Application Deadline Date
Not stated

0 comments :

Disclaimer: Note that we make every effort to verify the authenticity of our daily posts, we encourage our readers to also confirm before application. Our advice for you is never to pay any amount of money to any recruiter for job aid or educational consultant for admission aid.
Related Posts Plugin for WordPress, Blogger...
Loading...

Get Exclusive Job Alert And Educational News From Us!

Join Over 100,000 Registered Subscribers Today.


Enter your email address:

Delivered by FeedBurner | Follow Us On Twitter | Like Our Facebook Fan Page


Register Now To Get Quality Job Vacancies, Educational News, And Articles Update.